An accident can result in both acute injuries—such as fractures, head trauma, and soft tissue damage—and chronic pain, which may persist despite proper medical treatment and without any objective explanation. Chronic pain is subjective and varies in how individuals respond, with treatment options including opioids, cannabis, multidisciplinary rehabilitation, and injection therapies, each carrying its own risks and complications. Because chronic pain cannot be confirmed through objective testing, insurers and defense lawyers often dispute the diagnosis by attacking the claimant’s credibility, especially if inconsistencies or contradictory behaviors are found. Successfully pursuing such cases requires skilled legal strategy, and Singer Kwinter has demonstrated notable success in this area, including securing damages exceeding $1,000,000 in a recent chronic pain trial.

Having your long-term disability (LTD) claim denied is additional stress and worry on top of dealing with serious health concerns. The below are some quick, informative points to know which can demystify next steps following a denial letter. 

From local day programs to specialized sports and music camps—and even week‑long sleep‑away adventures in the wilderness—summer camp remains a beloved rite of passage, offering everything from creative workshops and sports drills to late‑night campfires and the occasional scraped knee. 

While camp may feel like a worry-free oasis, there’s an important behind-the-scenes issue parents, camp operators, and insurers must be mindful of: Who’s on the hook if your child gets injured?  

Life insurance is a provision that people make to have peace of mind that if they die, their family will have financial support and stability.  If the insurer delays payment or denies coverage under the policy, it can feel like a personal attack on the family or on the deceased.

If you have suffered a serious personal injury, at a certain point, you would have considered whether it was worthwhile taking legal action or not. If you decided to take legal action, and signed a retainer with a lawyer, you may wonder, what would come next?  

Disability insurance is one of the “peace of mind” insurance policies. The purpose of disability insurance is to continue your income stream if you cannot work due to illness or injury. Short-term disability (STD) is usually for a fixed period of 3 to 6 months and often pays your full salary. Long-term disability (LTD) begins after a fixed period of inability to work, frequently the same as the STD period and continues, either for a maximum number of years, or possibly to retirement age. LTD usually pays a percentage of its salary.  

As parents, we constantly strive to keep our children safe while giving them opportunities to explore, learn, and enjoy themselves. Activity centres—such as trampoline parks, climbing gyms, and indoor playgrounds—offer wonderful spaces for children to engage in fun activities, build confidence, and develop important physical skills.

In Ontario, the amount of time a plaintiff has to sue for damages is governed by a statute called the Limitations Act, 2002. This statute outlines the various limitation periods that are in place depending on the nature of the claim.

E-bikes have become an extremely popular way of getting around in our cities, and it is important to know where they fit into the scheme of regulations in Ontario.

It sounds like a storyline straight out of a Black Mirror episode, but society is much closer to electrode implantation than you might think and with that comes with it a series of legal implications.

In Ontario, the time you have to file a slip and fall claim is limited. It’s important that you understand the deadlines for filing slip and fall claims to ensure you have an opportunity for compensation.  

In Ontario, the landscape of “no-fault” or “first party” auto insurance coverage for people injured in motor vehicle accidents is governed by the Statutory Accident Benefits Schedule (SABS).

Effective July 1, 2026, auto insurance policies will no longer have the standard Accident Benefits we see today.

When life takes an unexpected turn—whether through illness, injury, or a mental health challenge—the last thing you should worry about is how to make ends meet. Long-term disability (LTD) benefits are designed to be your lifeline, giving you the financial stability you need while you focus on healing. But if you’ve ever tried dealing with an insurance company, you know it’s not always that simple. Claims get delayed, denied, and questioned, leaving many people frustrated and overwhelmed at a time when they’re already struggling. 

As lawyers that deal with motor vehicle accidents, some of which are brought on by distracted drivers, we are not looking forward to hearing that our clients were injured because the defendant had a virtual screen open which blocked their vision.

With school now in session, it is important to be aware of the risks and consequences involved when young children are playing on playgrounds. As a parent, it’s always heartbreaking to see your child get seriously hurt on a playground. Specifically, who is responsible for a child’s injuries if this occurs?  

The scooter fad of the early 2000s has been replaced by the electric scooter (“e-scooter”) wave of today. Now, you find e-scooters everywhere you go, but the rules of the road do not give them equal treatment. E-scooters are faster and more powerful, which means they need to be regulated.  

It’s summer, and what better way to enjoy the sun than to take a dip in a pool. Maybe going to a water park sounds even more enticing to you and your family. Everybody has an expectation to swim safely and avoid any catastrophes but what does the law have to say about pool safety and regulations?  

Owning a dog is a joyful experience for many, but it comes with responsibilities. Apart from providing love, care, and attention, dog owners are also accountable for their pets' actions, especially if they cause harm to others. In many jurisdictions, laws exist to regulate dog ownership and ensure public safety.

Public transit vehicles are only protected defendants when a crash occurs. Generally, defendants in motor vehicle accident litigation are legislatively protected from full liability for claims for income loss, loss of earning capacity, incurred health care expenses, future health care expenses, and non-pecuniary damages (i.e. damages for pain and suffering).