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Alf Kwinter, selected as one of Canada’s Best Lawyers
Do you know that by simply denying a claim the insurance company usually wins? Why you may ask? The reason is that when the insurance company denies a claim the policyholder has only one of 3 choices.
1. The policyholder simply walks away figuring they can’t take on a financial giant like an insurance company.
2. The policyholder can accept whatever amount the insurance company decides it wants to pay just to get rid of the claim. “Oh well, it’s better than nothing.”
So you have decided to rent out the cottage for part (or all) of the summer. Great idea! But have you notified your insurance company? Failure to do so can cause you major problems in the event of a claim. To an insurance company a property that is rented usually presents a greater risk than one that is owner occupied.
It is not too often that the Supreme Court of Canada releases a decision that is of special interest to cottage owners. The recent case of Childs v. Desormeaux released in May 2006, is one of those cases. The main issue the court had to decide on was whether a homeowner could be held liable for the tragic consequences of an accident where the person who caused the accident became intoxicated at the homeowners' property. In this specific case, the homeowners had held a B.Y.O.B. party at their home and invited Desmoreaux.
Little did Connie Fidler know as she went off to trial self represented seeking only
punitive and aggravated damages against Sun Life, that her case would change the law
with respect to disability claims across the country.
Alf Kwinter understands how life can change in an instant; he has witnessed it countless times as a personal injury lawyer. Founding partner of Singer/Kwinter, one of Ontario’s leading personal injury firms, Kwinter is passionate, dynamic and works on behalf of his clients to achieve the best possible outcome.
Helping Hands
Our guide book to a successful recovery.
The Polo Center, 1033 Bay St., Suite 214,
Toronto ON M5S 3A5
Phone 416 961 2882
Toll Free 1 866 285 6927
Fax 416 961 6760
